{"id":1798,"date":"2026-01-18T04:45:48","date_gmt":"2026-01-18T09:45:48","guid":{"rendered":"https:\/\/www.salaryfor.com\/blog\/?p=1798"},"modified":"2026-04-07T09:30:51","modified_gmt":"2026-04-07T13:30:51","slug":"companies-that-pay-100-of-employee-healthcare-costs","status":"publish","type":"post","link":"https:\/\/salaryfor.com\/blog\/companies-that-pay-100-of-employee-healthcare-costs\/","title":{"rendered":"Companies That Pay 100% of Employee Healthcare Costs"},"content":{"rendered":"\n<p><em>By <\/em><a href=\"https:\/\/salaryfor.com\/\">SalaryFor.com &#8211; real salaries for all professions<\/a><\/p>\n\n\n\n<p>In the U.S., employer-provided health insurance is a major benefit, but most companies still require employees to contribute some portion of their premiums. A select group, however, pay <strong>100% of the premiums<\/strong> for employee healthcare \u2014 a highly attractive perk that can improve recruitment and retention.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>McMaster-Carr: Industrial Company With Premium-Free Healthcare<\/strong><\/h2>\n\n\n\n<p><strong>McMaster-Carr<\/strong> is renowned for its generous benefits. Employees report that the company covers <strong>100% of medical, dental, and vision insurance premiums<\/strong> for employees and often dependents. In addition to premium-free coverage, McMaster-Carr offers profit-sharing, tuition reimbursement, and wellness programs, making it one of the most admired benefits packages outside the tech sector.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>NetJets: Healthcare With No Monthly Premiums<\/strong><\/h2>\n\n\n\n<p><strong>NetJets<\/strong>, a fractional private aviation and charter company owned by <strong>Berkshire Hathaway<\/strong>, offers <strong>medical, dental, and vision insurance with <em>zero monthly premiums<\/em><\/strong> for eligible employees. That means employees do not pay anything out of pocket for the insurance premiums themselves \u2014 the company covers them fully.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What NetJets\u2019 Benefit Package Looks Like<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Medical, dental, and vision coverage<\/strong> with <strong>no employee premium payments<\/strong>.<\/li>\n\n\n\n<li>Healthcare advocacy and wellness support.<\/li>\n\n\n\n<li><strong>Health Savings Account (HSA)<\/strong> contributions from the company.<\/li>\n\n\n\n<li>A robust <strong>401(k)<\/strong> match and other ancillary benefits like paid time off, disability, and life insurance.<\/li>\n<\/ul>\n\n\n\n<p>NetJets\u2019 approach means employees avoid monthly paycheck deductions for core health insurance. (Copays, deductibles, or other out-of-pocket costs may still apply when care is used, as with nearly all employer plans.)<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Berkshire Hathaway\u2019s Broader Portfolio<\/strong><\/h2>\n\n\n\n<p>While NetJets \u2014 a <strong>Berkshire Hathaway<\/strong> company \u2014 offers 100% employer-paid premiums, it\u2019s important to note that <strong>healthcare coverage across Berkshire\u2019s many subsidiaries is not uniform<\/strong>. Benefits tend to vary by operating company, and not all subsidiaries automatically provide full premium coverage; most adhere to more traditional cost-sharing arrangements.<\/p>\n\n\n\n<p>Berkshire Hathaway\u2019s past involvement in <strong>Haven Healthcare<\/strong> \u2014 a joint venture with Amazon and JPMorgan Chase aimed at improving health outcomes and lowering costs \u2014 was an ambitious experiment but ultimately shut down before broadly altering benefits structures.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Other Companies With Full Premium Coverage<\/strong><\/h2>\n\n\n\n<p>Beyond McMaster-Carr and NetJets, several employers in sectors like tech and consulting have been known to cover 100% of employee health insurance premiums:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Boston Consulting Group (BCG):<\/strong> Full premium coverage for U.S. employees and often dependents.<\/li>\n\n\n\n<li><strong>Ultimate Software:<\/strong> Pays 100% of health insurance premiums for employees and dependents.<\/li>\n\n\n\n<li><strong>FactSet Research Systems:<\/strong> Offers fully paid health coverage.<\/li>\n\n\n\n<li><strong>Zocdoc:<\/strong> Covers all employee premiums, with employees potentially covering deductibles.<\/li>\n\n\n\n<li><strong>GoDaddy:<\/strong> Known to pay 100% of premiums for employees (and partial coverage for dependents).<br>(<em>Benefits packages vary by role, location, and plan year; always check current offerings with the employer.<\/em>)<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why Some Companies Fully Cover Health Insurance<\/strong><\/h2>\n\n\n\n<p>Offering 100% employer-paid healthcare is usually expensive, but it\u2019s a competitive advantage that helps companies:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Attract and retain top talent<\/strong>, especially in tight labor markets.<\/li>\n\n\n\n<li><strong>Improve employee well-being<\/strong>, reducing stress and financial burden.<\/li>\n\n\n\n<li><strong>Boost company reputation<\/strong> as a desirable place to work.<\/li>\n\n\n\n<li><strong>Potentially lower long-term costs<\/strong> by promoting preventive care and wellness.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>Companies that cover 100% of health insurance premiums like <strong>McMaster-Carr<\/strong> and <strong>NetJets<\/strong> stand out in the U.S. employment landscape. While such benefits are still uncommon, they reflect a strategic investment in employees\u2019 well-being \u2014 one that can pay off through increased loyalty, satisfaction, and performance.<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/salaryfor.com\/\" data-type=\"link\" data-id=\"https:\/\/salaryfor.com\/\">click here for more salary information<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>By SalaryFor.com &#8211; real salaries for all professions In the U.S., employer-provided health insurance is a major benefit, but most companies still require employees to contribute some portion of their premiums. A select group, however, pay 100% of the premiums for employee healthcare \u2014 a highly attractive perk that can improve recruitment and retention. McMaster-Carr: [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4199,3,5],"tags":[3882,3881,3880],"class_list":["post-1798","post","type-post","status-publish","format-standard","hentry","category-health","category-job-search-advice","category-on-the-job-advice","tag-companies-with-most-generous-healthcare-coverage","tag-company-provided-healthcare","tag-healthcare-premiums"],"_links":{"self":[{"href":"https:\/\/salaryfor.com\/blog\/wp-json\/wp\/v2\/posts\/1798","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/salaryfor.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/salaryfor.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/salaryfor.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/salaryfor.com\/blog\/wp-json\/wp\/v2\/comments?post=1798"}],"version-history":[{"count":2,"href":"https:\/\/salaryfor.com\/blog\/wp-json\/wp\/v2\/posts\/1798\/revisions"}],"predecessor-version":[{"id":2487,"href":"https:\/\/salaryfor.com\/blog\/wp-json\/wp\/v2\/posts\/1798\/revisions\/2487"}],"wp:attachment":[{"href":"https:\/\/salaryfor.com\/blog\/wp-json\/wp\/v2\/media?parent=1798"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/salaryfor.com\/blog\/wp-json\/wp\/v2\/categories?post=1798"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/salaryfor.com\/blog\/wp-json\/wp\/v2\/tags?post=1798"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}