Top 30 Company 401K Plans

The BrightScope 2011 Top 30 401k Plans List:

2011 Rank

2010 Rank

Company/Plan

U.S. HQ

BrightScope Rating
1 3 southwest_logoSouthwest Airlines Pilots Retirement Savings Plan Dallas, TX 90.83
2 1 saudi_aramco_logo1The Savings Plan of Saudi Arabian Oil Company Houston, TX 90.82
3 – Wellington Management LogoWellington Retirement and Pension Plan Boston, MA 90.13
4 – Deloitte LogoDeloitte Profit Sharing Plan New York, NY 89.91
5 5 united-airlines1United Airlines Pilot Directed Account Plan Chicago, IL 89.11
6 4 amgen_logoAmgen Retirement and Savings Plan Thousand Oaks, CA 88.99
7 6 credit_suisse_logoEmployees Savings and Retirement Plan of Credit Suisse Securities (USA), LLC New York, NY 88.44
8 16 Novartis Pharmaceuticals Corporation Investment Savings Plan East Hanover, NJ 88.16
9 2
Southern California Permanente Medical Group Retirement Plan		 Pasadena, CA 87.57
10 7 bayer_logoBayer Corporation Savings and Retirement Plan Pittsburgh, PA 87.37
11 – Bristol Myers Squibb LogoBristol-Myers Squibb Company Savings and Investment Program New York, NY 87.23
12 13 exxonmobil_logoExxonMobil Savings Plan Houston, TX 87.07
13 18 chevron_logoChevron Employee Savings Investment Plan San Ramon, CA 87.03
14 14 Sanofi-Aventis US Savings Plan Bridgewater, NJ 86.96
15 – BASF LogoBASF Corporation Retirement Savings Plan Florham Park, NJ 86.95
16 17 Bechtel Trust & Thrift Plan San Francisco, CA 86.76
17 – Ernst & Young LogoErnst & Young Partnership Retirement Plan Secaucus, NJ 86.65
18 15 Anadarko Employee Savings Plan The Woodlands, TX 86.64
19 – Google LogoGoogle, Inc. 401k Savings Plan Mountain View, CA 86.61
20 19 Genentech, Inc. Tax Reduction Investment Plan South San Francisco, CA 86.36
21 21 conoco_logoConocoPhillips Savings Plan Bartlesville, OK 86.30
22 12 ibm_logoIBM Savings Plan Armonk, NY 86.28
23 8 bp_logoBP Employee Savings Plan Houston, TX 86.26
24 24 Shell Provident Fund Houston, TX 86.23
25 29 AstraZeneca Savings and Security Plan Wilmington, DE 85.92
26 26 glaxo_logoGlaxoSmithKline Retirement Savings Plan Philadelphia, PA 85.79
27 11 ubs_logoUBS Savings and Investment Plan New York, NY 85.39
28 23 fedex_logoFederal Express Corporation Pilots Retirement Savings Plan Memphis, TN 85.26
29 28 Goldman Sachs 401k Plan New York, NY 85.25
30 – Vanguard LogoThe Vanguard Retirement & Savings Plan Malvern, PA 85.20

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How To Change A Tire

A flat tire can instantly change a fun and fulfilling road trip into a nightmare. With your car disabled on the side of the road, you become a hazard for other motorists and their passengers, so you should change your tire as quickly as possible. A little determination, a few helpful tips, and speed can get you and your car back on the road in a short time, so you can safely enjoy the rest of your trip.

Preparation

If you have never changed a tire on your car before, schedule some time to practice, so you can become familiar with the tools and the procedure. This way, a flat tire will never catch you off guard. Even if you know how to change a tire, the time spent preparing for an emergency can minimize the effect of a flat tire on your trip. Start by locating and inspecting your essential equipment and supplies. A jack, spare tire, and lug nut wrench comes with every car, so make sure these items are in your car. Always check the air pressure in your spare tire to avoid unnecessary complications. A flat spare tire will not help you reach your destination.

Before leaving your driveway, make sure you have everything necessary to safely change a tire. This includes safety flares, a flashlight, lug nut wrench, jack, and a properly inflated spare tire. If you have enough space available in your trunk, keep a wheel block in your car. When properly used, this will keep your car from rolling while it is on the jack.

Getting Started

You should pull your car as far away from traffic as possible, so you can stay safe from traffic while you work. You should also choose level ground to help prevent your car from moving while you work. Place safety flares on the ground behind your car to alert motorists about your presence. Next, place your car in park, apply the parking brake, and insert the wheel block. Always have your cell phone ready to call the police in case a person approaches you and makes you feel threatened while your car is disabled.

Changing the Tire

Position the jack under the appropriate lift point as defined in the owner’s manual that came with your car. Extend the jack until it firmly contacts the car and the ground. Loosen the lug nuts on the affected wheel while it still is in contact with the ground. Then, use the jack to raise the car until the wheel is off the ground. After raising the car, remove the lug nuts and place them safely on the ground where they can rest undisturbed. Remove the tire and place it out of the way on the ground.

If you have a fully inflated full-size spare tire, you may have to raise your car to provide enough clearance to mount in onto the wheel assembly. After placing the spare tire on the wheel drum, tighten the lug nuts until the wheel starts to spin. Next, slowly lower your jack until the spare tire contacts the ground. Finally, tighten the lug nuts.

Finishing the Job

After changing a flat tire, always make sure to place all tools and supplies in your trunk. As soon as possible, visit a dealer service center so they can replace or repair your flat tire and make sure the lug nuts on your wheel are tightened to factory specifications.

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Romney Reveals True Self in PBS Remark

Joan E. Dowlin

Joan E. Dowlin

Watching the debate on Wednesday I felt I was in a bizarro world. Governor Romney was looking presidential, spouting statistics and talking compassionately about people he met who are unemployed, and President Obama was looking vulnerable, defensive, and out of touch with the American electorate.

I felt I was in the Land of Oz and maybe if I clicked my heels I would be transported back to reality. I knew that Governor Romney was a good debater who has had lots of practice in the primaries and more time to prepare than the president, but I was expecting a more equal sporting event.

The governor was doing a pretty good job of re-selling himself as a caring person who wanted to help the middle class — until he slipped up and the real man showed up. That moment occurred when he said he wanted to cut PBS. Right away I thought uh, oh. This is going to be his zinger, but not in the way he intended.

He delivered the line in a carefree, joking way, saying he loved Big Bird and liked the moderator, Jim Lehrer, but that PBS would have to go because his budget couldn’t afford it. These comments show the two- sidedness of Romney. He thinks by sweet-talking you, he will somehow soften the blow of getting canned. What an insult to a well-respected news anchor who has done a superb job for many years! Secondly, how can you so casually talk about axing Big Bird, who is an icon to today’s children as well as the baby boomers who grew up with Sesame Street?

His behavior was condescending and arrogant and reminds me of a CEO asking a faithful, long-working employee of his company to come into his office to say: “I love you and you have done a good job, but I have to let you go because we can’t afford you” while he keeps his own obscene profits.

This is the Mitt Romney who said he likes to fire people. This is the Mitt Romney who founded Bain Capital, the pioneer of outsourcing and vulture capitalism. This is the Mitt Romney who was captured on that video at the private fundraiser where he said that 47 percent of the population were victims who didn’t pay income taxes and were dependent on the government and will never take responsibility for their lives. This is the Mitt Romney who represents the party that wants to cut anything that has the word “public” in it. NPR, PBS, NEA, public education. What’s next? Public libraries? They already want to get rid of the postal system, the EPA, and Planned Parenthood.

Ending the station of Sesame Street, Antique Roadshow, Masterpiece Theatre, Live From Lincoln Center, Frontline, Nova, Bill Moyers Journal, Charlie Rose and countless specials and concerts? Blasphemous. Tell senior citizens you are taking away The Lawrence Welk Show. See what kind of reaction you get. And the PBS NewHour (with Jim Lehrer) is probably the only fair and balanced news show on television. They present just the facts without a bias one way or another.

PBS is also a free channel, so you are once again targeting those pesky moochers who may be unemployed or on Social Security and Medicare who maybe can’t afford cable. But as you said, Mr. Romney, you don’t worry about those folks because they aren’t going to vote for you anyway. Just like you said you don’t care about the very poor because they have a safety net (right).

I think once again, Governor Romney, you have shown how out of touch you are because you have not realized the firestorm you have created. Already in the Huffington Post there is a letter written to you by an eight-year-old girl upset about your ending Sesame Street. Of course, with your innate ability to be a chameleon, in a few weeks you may come back with a statement of “never mind” (as the president suggested you have done with your tax plan.)

One good thing your remark has created is an increase in donations to PBS. It shows the public cares and wants the network to continue. The ridiculous thing is government funding for PBS is 0.012 percent of the budget, or a small drop in a big bucket. The station is also funded by donations from the viewing audience.

No matter what happens, I believe America will not ax Big Bird or PBS NewsHour because in the long run the public will have its say. Just as we will on November 6th. Maybe by then the bizarre political world of the first debate will be back to normal, whatever that is.

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